Homewise
Homewise is a modern, digital-first mortgage brokerage that simplifies the mortgage process for Canadians. They offer a fast online application and connect borrowers with an unbiased advisor who negotiates with over 30 banks and lenders to secure the best mortgage tailored to individual needs. Homewise aims to make obtaining a mortgage stress-free and efficient, saving clients time and money.
Expert Review
Best For
Homewise works best for Canadians who want a streamlined mortgage experience without sacrificing personalized advice and access to multiple lenders.
Our Take
Homewise is a digital-first mortgage brokerage designed to streamline the mortgage process for Canadians. It combines a quick online application with personalized advisory support, leveraging a network of over 30 lenders to secure optimal mortgage solutions. This model emphasizes efficiency and advocacy, aiming to simplify one of life's most significant financial decisions.
What We Like
- Fast and easy 5-minute online application process
- Dedicated, unbiased advisor provides personalized support and negotiation
- Access to over 30 banks and lenders for competitive rates and features
- Step-by-step guidance from approval through closing
Where to Improve
- Funding timelines are typically up to two weeks, which is standard but not instant.
- Rates are not published upfront and vary, requiring direct consultation for specifics.
- Experience can vary slightly depending on the assigned advisor, though processes are standardized.
Verdict
Homewise offers a strong, borrower-friendly mortgage experience for those seeking competitive pricing and reduced stress. It's an excellent choice if you value a fast, low-friction process with professional advocacy. While direct bank offers might suit purely transactional needs, Homewise excels at optimizing long-term mortgage costs and saving time.
Brand Signals & Trust
Years in Business
9+
Geographic Reach
9 provinces
Product Diversity
2 products
Trust Badges
Quality Lender, Enduring Excellence
Products Offered
Mortgage
Amount Range
$50,000 - $10,000,000
Interest Rate
Varies – they work to find the best rate
Term
1 - 10 Years
Funding Speed
Within 2 weeks
Eligibility
- Canadian resident
- Over 18 years of age
Home Equity Loan
Amount Range
$50,000 - $10,000,000
Interest Rate
Varies – they work to find the best rate
Term
1 - 10 Years
Funding Speed
Within 2 weeks
Eligibility
- Canadian resident
- Over 18 years of age
Google Reviews
591 Google reviews
Monday: 8:30 AM – 9:00 PM
Tuesday: 8:30 AM – 9:00 PM
Wednesday: 8:30 AM – 9:00 PM
+4 more days
Photos
I can’t say enough good things about Oliver. From start to finish, he made what could have been a very stressful mortgage process feel smooth, clear, and manageable. He was incredibly knowledgeable, patient, and always took the time to explain everything in a way that made sense. Oliver was proactive, responsive, and truly supportive every step of the way. He kept me informed, answered all my questions, and brought so much calm and reassurance during moments that could have easily felt overwhelming. It was clear that he genuinely cared about my experience and had my best interests at heart. I would highly recommend Oliver to anyone looking for a trustworthy, professional, and supportive mortgage broker. I’m extremely grateful for his help and couldn’t have asked for a better experience.
As a first-time home buyer, I couldn’t have asked for a better experience than working with Vince from Homewise. From start to finish, he guided me through every step of the process with patience, clarity, and professionalism. Vince was always prompt in responding to my questions, keeping me updated throughout, and making sure I fully understood each part of the mortgage process. He worked hard to find me the best possible rate and gave excellent advice along the way. Even though my home purchase took longer than expected, Vince remained incredibly supportive and patient. I always felt confident that he recommended the right choices on my behalf, and thanks to his expertise, everything went smoothly and stress-free. I highly recommend Homewise and especially Vince to anyone looking for a mortgage broker who is knowledgeable, responsive, and genuinely cares about his clients. Thank you so much Vince!!
I worked with Darcel Williams securing my first mortgage. She was extremely knowledgeable, efficient and always available for questions when I had them. I am very satisfied with the rate and terms she was able to secure. I highly recommend her and Homewise to anyone looking in the market for a mortgage or mortgage renewal.
Jake was amazing to do business with. He helped every step of the way. Honest and forthcoming with any questions we had. Always very quick to respond. Looked out for our best interests and made ideal suggestions. Highly recommend if you want honest and transparent advice.
Working with Oliver McMayoni as my mortgage broker was an incredible experience. As a first-time home buyer, I was nervous about the process, but Oliver made everything feel smooth, exciting, and stress-free. He truly held my hand every step of the way, taking the time to explain each stage and making sure I felt confident and supported throughout. He was extremely efficient and organized, especially when it came to retrieving documents and keeping everything on track. I am so grateful for his support and would highly recommend Oliver to anyone looking for a knowledgeable, reliable, and caring mortgage broker.
Quick Eligibility Check
Get a quick indication of whether you might qualify with Homewise.
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