8Twelve Mortgage
8Twelve Mortgage is a leading national mortgage brokerage dedicated to simplifying the home financing process across Canada. They offer direct access to over 65 lenders and 7,000 tailored mortgage solutions for purchases, refinancing, and renewals, ensuring fast approvals, competitive rates, and unparalleled customer service.
Expert Review
Best For
8Twelve Mortgage is ideal for Canadians seeking expert guidance and multiple lender options, especially those with complex financial situations, non-traditional income, or who need to access home equity.
Our Take
8Twelve Mortgage is a national mortgage brokerage that excels in providing choice, speed, and flexibility to Canadian borrowers. They connect clients with a vast network of over 65 lenders and thousands of mortgage products, covering a wide range of financing needs from standard purchases to complex refinances and commercial loans. Their strength lies in their ability to access diverse lending options, including prime, alternative, and private lenders.
What We Like
- Extensive lender access with over 65 partners and thousands of mortgage variations.
- National reach combined with relatively fast approval turnaround times (as little as 24 hours).
- Comprehensive product range including purchase mortgages, refinances, home equity loans, second mortgages, and commercial mortgages.
Where to Improve
- Customer experience can vary depending on the specific advisor assigned to the file.
- Funding timelines, while normal for mortgages, are not instant and can take several days to a week.
- Advertised starting rates may not be available to all borrowers, especially those in higher-risk scenarios.
Verdict
8Twelve Mortgage offers significant value for borrowers seeking choice, flexibility, and expert navigation of Canada's mortgage market. They are particularly beneficial for complex cases or those needing creative financing solutions. While direct bank applications might be simpler for very straightforward profiles, 8Twelve provides meaningful advocacy and market-wide shopping for most borrowers.
Brand Signals & Trust
Years in Business
8+
Geographic Reach
Canada-wide
Product Diversity
1 product
Customers Served
Over 5,000
Trust Badges
Quality Broker, Top Performer
Products Offered
Mortgage
Amount Range
$50,000 – Unlimited
Interest Rate
As low as 4.09%
Term
6 - 60 Months
Funding Speed
Up to a week (approval in as little as 24 hours)
Eligibility
- Canadian resident
- Over 18 years of age
- Own a home or have a downpayment for new buyers
- Credit history, financial stability, and property details assessed
Google Reviews
1,109 Google reviews
Monday: 8:00 AM – 8:00 PM
Tuesday: 8:00 AM – 8:00 PM
Wednesday: 8:00 AM – 8:00 PM
+4 more days
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As a repeat home buyer, I’ve worked with several brokers, but Ryan at 8Twelve Mortgage is easily the best. He was incredibly helpful and kept us informed every step of the way. The closing process was seamless because we knew we were in excellent hands. It’s rare to find this level of dedication and caliber in an individual. Highly recommended for anyone looking for an stress-free mortgage experience. He was so great. In fact our lawyers gave him kudos for his level of service provided.
I highly, highly recommend George Zakher and Manmet! I needed an open reverse mortgage quickly to get home/property improvements done for a spring home sale. George was really great - very responsive to all my emails and phone calls, prioritized my need to get the mortgage in place quickly, was clear about the documentation required, was an excellent advocate for me, as well as being very kind, polite, and respectful. I wouldn't hesitate to use George and Manment's (George's assistant) services again. Thank you SO much George, Mortgage Agent, 8Twelve Mortgage Corp!
I had a great experience with 8twelve mortgage. This experience was smooth with the best service that was given by Joanne and Lakshi. They were straightforward and professional. I love how dedicated they are with their job. Their service was exceptional. They make a great team and I will definitely refer them to my friends and family. Thank you.
I had an excellent experience working with Yamini Mehta of 8Twelve Mortgage Corp. on my mortgage refinancing. She was knowledgeable, responsive, and extremely professional throughout the entire process. Yamini took the time to explain every step clearly, answered all my questions promptly, and ensured the process moved smoothly from start to finish. Thanks to her guidance and attention to detail, my refinancing closed successfully without stress. I highly recommend Yamini to anyone looking for a reliable and dedicated mortgage broker.
It was a great experience working with George throughout my mortgage process. He was clear, patient, and always available to answer my questions. He made everything feel smooth and stress-free, and kept me updated at every step. I really appreciate how professional and trustworthy he was. I highly recommend George and Manmet for anyone looking for reliable mortgage assistance
How 8Twelve Mortgage Compares
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